Compare Renters Insurance Quotes

Get the best Renters Insurance Coverage in your area.

Best Renters Insurance Companies

AllState Insurance Provider


Best for Online quote experience

Erie Insurance Provider


Best for Overall value

Farmers Insurance Provider


Best for Runner-up

StateFarm Insurance Provider

State Farm

Best for young renters

The Hartford Insurance Provider

The Hartford

Best for senior renters

USAA Insurance Provider


For veterans

What does renters insurance cover

Standard renters insurance typically covers the cost to repair or replace your belongings from the following perils in a rental:

  • Fire or lightning
  • Windstorm or hail
  • Theft or vandalism
  • Falling objects, like rocks or trees
  • The weight of snow, ice or sleet
  • Vehicular or aircraft damage (not caused by the policyholder)
  • Riots or civil commotion
  • Volcanic activity
  • Damage caused by water leakage or overflow
  • Freezing pipes
  • Damage from steam heaters, water heaters or short-circuiting electrical appliances
  • Nuclear incidents

What else is covered?

On top of covering your property, renters insurance provides many other forms of protection. These include:

  • Personal liability
  • Additional Living Expenses (ALE)
  • Belongings stored off-site
  • Loss while travelling
  • Borrowed items
  • Ruined food
  • Identity theft

Renters insurance exclusions


Renters insurance does not cover damage due to flood. You can, however, purchase renters flood insurance to protect your personal property in the event of flood damage.


Like flooding and other natural disasters, earthquake damage is not covered by renters insurance. You can, however, purchased either as a rider to your current renters insurance, or as a separate insurance policy.

Select the Insurance that you are looking for.

The best part? It only takes few steps to find the best Insurance that suits your needs. What are you waiting for enroll now!

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