Compare Home Insurance Quotes

Get the best Home Insurance Coverage at your area.

Buying Homeowners Insurance is very crucial decision.

Finding the best homeowners insurance company takes time and should not rush. We are here to give the best information you need to make an informative decision between homeowner insurance companies quotes.

Home Insurance Coverage

Dwelling

Your House.

Other structures

The other buildings on your property, like a garage.

Personal property

Your belongings.

Loss of use

Extra living expenses if you temporarily cannot remain in your home.

Personal liability

Legal and settlement costs if you are sued and found liable

Medical payments to others

Medical expenses if a guest is injured on your property

Best Homeowner Insurance Companies

StateFarm Insurance Provider

State Farm

Best for All-around company

Farmers Insurance Provider.

Farmers

Best for Home and auto bundle

Allstate Insurance Provider

Allstate

Best for Below-average rates

Erie Insurance Provider

Erie

Best for Customer satisfaction

NationWide Insurance Provider

Nationwide

Best for First-time homeowners

Types of Replacements

Replacement Cost

Replacement cost policies reimburse you based on the cost to completely replace a damaged item. For example, if you lose your living room couch in a fire, an RC policy will reimburse you enough money to purchase a new couch.

Actual Cash Value

Actual cash value policies reimburse you based on the value of the item at the time of loss, with depreciation factored in. So, if that same couch is lost in a fire and you have an ACV policy, you'll receive a substantially lower settlement that reflects the value of the used couch.

What homeowners insurance covers

HO-3 policies cover damage from:

  • Fire
  • Windstorms and hail
  • Lightning
  • Falling objects
  • Theft
  • Smoke
  • Aircraft
  • Water damage

HO-3 policies don’t cover damage from:

  • Mudslides
  • Neglect
  • Acts of War
  • Floods
  • Landslides
  • Nuclear incidents
  • Intentional Loss
  • Mechanical Breakdown

Excludes water damage due to sump, sump pumps, tidal water and flooding

Select the Insurance that you are looking for.

The best part? It only takes few steps to find the best Insurance that suits your needs. What are you waiting for enroll now!

Let us help you find the best option.

Call (877) 796-5551